Daily Scripts for Realtors

[Opening Scene- on camera, conversational tone]

Agent:

Did you know you may be able to qualify for a mortgage without relying primarily on traditional employment income?

An Asset Depletion Loan allows certain borrowers to use eligible assets—such as investment accounts, retirement savings, or cash reserves—to help qualify for a home loan.

Instead of focusing only on monthly income, lenders evaluate your available assets and calculate how they could support mortgage payments over time. This can be a valuable option for retirees, investors, business owners, or individuals with substantial savings but lower reported income.

Requirements vary by lender, and not all assets may qualify, so it's important to work with a knowledgeable mortgage professional.

If you've been wondering whether your investment portfolio could help you purchase a home, there may be more options available than you realize.

[Closing Scene]

Agent:

Reach out today to explore your financing possibilities, and follow for more tips on navigating today's real estate and mortgage market.